Australian Property Tax Reform
ImpactCalculator
Enter 8 key numbers and see in 30 seconds:
how much less your investment property earns under the new rules.
Estimated reduction
Under the new rules, your total net return is projected to fall
Enter your 8 key numbers
Benchmark: Australian capital cities returned ~3-7% p.a. over the past decade (CoreLogic Home Value Index); CPI 2.5%, term deposit 4.5%
💡 Fill in the items you actually know — leave the rest blank. We'll sum them.
All inputs are processed locally — never stored or uploaded.
Result snapshot
Your Established investment property (held 5 years · marginal rate 37.0%) is affected by the reform — projected reduction in total net return:
Under the new rules,
your total net return is projected to fall by
This is the estimated difference between the old and new rules under your current assumptions.
Actual results depend on the final policy details and your personal circumstances.
Old rules
(Contracts signed pre 12 May 2026)New rules
(In force from 1 July 2027)* Results factor in depreciation, interest, holding costs, personal income tax and CGT.
Your real return, inflation-adjusted
4.9-year real purchasing power
The numbers above are nominal. Subtract inflation and compare to a term deposit to see whether this property actually built wealth.
Impact breakdown (where the difference comes from)
Less interest and holding costs can be offset against other income.
Reduced CGT discount means higher tax on disposal.
Transitional rules and rule-change adjustments.
💡 Holding period crosses 1 July 2027 — calculated using hybrid segmentation (50% discount on pre-cutover gain + indexation + 30% floor after).
💡 Stamp duty: $40,000 (added to cost base)
💡 Tip: download the square poster and post it to Moments. The image carries the QR code and your specific numbers — friends scan in and run their own calculation.
👔 I'm a property / financial adviser
and want to use this tool with my clients
JR Academy's investment-property tax-reform calculator runs a partner program.
We help you with three things: explaining the new rules, sourcing leads, and retaining clients.
The tool page carries your photo, name, contact details and WeChat QR. Clients reach you directly after running it — they don't get pulled into other JR Academy products.
Users you refer who finish the calculation and leave a phone or WeChat ID are attributed to you. A monthly dashboard shows leads + conversions from your traffic.
When a client asks "how does the reform affect me?", send the link and let them enter their own numbers. 30-second result — saves you a 30-minute briefing.
Send your basics (name / service area / credentials). We'll send your white-label link within 1-2 business days.
💡 The partner program is a referral partnership — no upfront fee, referral fee paid on conversion. Details discussed on first WeChat contact.
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