JR Academy

Step 2: Enter your investment-property details

Don't worry about precision — round figures based on what you have are fine.

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Filled 8 / 8
✓ All set — ready for the next step
📋 Sample dataCurrently showing the Melbourne IT engineer sample scenario

01Property basics

$AUD
$AUD

02Annual cash flow

$AUD
$AUD

Loan interest + management + council rates + repairs + depreciation

03Your tax position

$AUD

Used to determine your marginal tax rate

04Property typeCarried over from Step 1 — adjustable

05Advanced options(optional, improves accuracy)

Estimated stamp duty: $40,000

Foreign buyers face a 7-8% surcharge in most states

$AUD

New build rule of thumb: purchase price × 1.75% / year; established: ~1% / year

%

$38,750 (agent + legal, default 2.5%)

06Loan / land tax / other acquisition costs(optional, sharpens the tax bill)

$AUD

Leave blank to treat all holding costs as non-interest

%

Fill in with loan amount to pull interest out of holding costs

$AUD

From your contract's UV/SV number; leave blank to skip land tax

$AUD

Legal / inspections / LMI — added to cost base, reducing CGT

🔒 All inputs are processed locally — never stored or uploaded

⚠️ This tool produces estimates of policy impact for educational purposes only. It does not constitute tax, legal or financial advice.

Refer to a registered accountant or licensed financial adviser for your actual numbers. The final policy will be governed by the enacted legislation.

Financial figures are computed locally. Anonymous usage stats (verdict / persona / UTM / full input) are sent to JR Academy's admin so we can improve the tool — you can opt out via the bottom banner.

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© 2026 JR Academy · Phase 1 estimate · v0.16 · How it's calculated

Tech support:Metatree AI Lab