经济学课程

第1周主题：Topic 1 Importance of financial literacy Overview of the content and assessment; Role of students as partners in co-creation of content; Topic 0 Importance of financial literacy; Distinction financial knowledge and financial attitude; Main principles of Behavioural Economics through Predictably Irrational. Personal Financial literacy test (not marked); Various apps to track spending; Budgeting: track your spending fo 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 1 Importance of financial literacy Overview of the content and assessment; Role of students as partners in co-creation of content; Topic 0 Importance of financial literacy; Distinction financial knowledge and financial attitude; Main principles of Behavioural Economics through Predictably Irrational. Personal Financial literacy test (not marked); Various apps to track spending; Budgeting: track your spending fo”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第2周主题：Topic 2 Money and personal accounting Money: Different types of money; bank transaction accounts;distinction money and facilitator of payment; settlement of payment; - Personal accounting: Components of Income, expense, durable goods, assets, liabilities, net worth; Different nature of spending: different frequency; Needs versus wants; expected/non-expected; link between income/expense and surplus/deficit; link betwe 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 2 Money and personal accounting Money: Different types of money; bank transaction accounts;distinction money and facilitator of payment; settlement of payment; - Personal accounting: Components of Income, expense, durable goods, assets, liabilities, net worth; Different nature of spending: different frequency; Needs versus wants; expected/non-expected; link between income/expense and surplus/deficit; link betwe”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第3周主题：Topic 3 Income I Work regulation and taxation Work place regulation (minimum wage, work hours, enterprise agreement, ombudsman); pay discrimination (gender pay gap); taxation (taxable income from work, deductibles, tax brackets, tax exemption, tax return) Mind: impostor syndrome, gender differences in bargaining | Topic 2 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 3 Income I Work regulation and taxation Work place regulation (minimum wage, work hours, enterprise agreement, ombudsman); pay discrimination (gender pay gap); taxation (taxable income from work, deductibles, tax brackets, tax exemption, tax return) Mind: impostor syndrome, gender differences in bargaining | Topic 2”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第4周主题：Topic 4 Income II Social Benefits Centrelink youth allowance, youth allowance combined with work, unemployment benefits | Topic 3 NOTE: Public holiday (Brisbane Royal Show) on Wednesday 14 August; students enrolled in Wednesday cancelled tutorials are encouraged to attend another tutorial. 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 4 Income II Social Benefits Centrelink youth allowance, youth allowance combined with work, unemployment benefits | Topic 3 NOTE: Public holiday (Brisbane Royal Show) on Wednesday 14 August; students enrolled in Wednesday cancelled tutorials are encouraged to attend another tutorial.”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第5周主题：Topic 5 Expenses I Expenses tracking and budgeting Tracking expenses and classifying them. Budgeting: spreading expense; capping expenses; avoiding compulsive spending and identifying the budget blowers (dine-out, drug addictions and gambling/betting); danger of tap and go; limiting expense to avoid debt or to save; Mind: overconfidence; availability effect; status quo bias; mental accounting; Guest speaker: Deanna f 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 5 Expenses I Expenses tracking and budgeting Tracking expenses and classifying them. Budgeting: spreading expense; capping expenses; avoiding compulsive spending and identifying the budget blowers (dine-out, drug addictions and gambling/betting); danger of tap and go; limiting expense to avoid debt or to save; Mind: overconfidence; availability effect; status quo bias; mental accounting; Guest speaker: Deanna f”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第6周主题：Topic 6 Expenses II Rent, Insurance, Addiction Understanding some components of spending: rent (application process, bond and consumer protection); car and health insurance; mobile phone and internet contracts (terms and conditions); Mind: overconfidence and underinsurance; availability effect; status quo bias; mental accounting | Topic 5 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 6 Expenses II Rent, Insurance, Addiction Understanding some components of spending: rent (application process, bond and consumer protection); car and health insurance; mobile phone and internet contracts (terms and conditions); Mind: overconfidence and underinsurance; availability effect; status quo bias; mental accounting | Topic 5”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第7周主题：Topic 7 Saving I Rationales and Bank products Rationales for savings: paying expected future bills; unexpected spending; a project (car, holiday, house deposits); retirement. Distinguishing transactional account (payment), saving accounts and term deposits. Interest calculation (compounding, comparison); fees. Mind issues: hyperbolic discounting and lack of saving | Topic 6 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 7 Saving I Rationales and Bank products Rationales for savings: paying expected future bills; unexpected spending; a project (car, holiday, house deposits); retirement. Distinguishing transactional account (payment), saving accounts and term deposits. Interest calculation (compounding, comparison); fees. Mind issues: hyperbolic discounting and lack of saving | Topic 6”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第8周主题：Topic 8 Saving II Superannuation Retirement. Superannuation Mind issues: hyperbolic discounting and lack of saving | Topic 7 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 8 Saving II Superannuation Retirement. Superannuation Mind issues: hyperbolic discounting and lack of saving | Topic 7”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第9周主题：Topic 9 Saving III Shares, bonds and managed funds Description of characteristics of different products: shares, bonds, managed fund units and foreign currency and cryptocurrencies; Components of return: interest/dividend and capital gains/losses. Risks of major investments including changes in value/price. Comparison returns and risk to bank products; Access to financial securities for retail investors; taxation of 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 9 Saving III Shares, bonds and managed funds Description of characteristics of different products: shares, bonds, managed fund units and foreign currency and cryptocurrencies; Components of return: interest/dividend and capital gains/losses. Risks of major investments including changes in value/price. Comparison returns and risk to bank products; Access to financial securities for retail investors; taxation of”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第10周主题：Topic 10 Borrowing I Credit cards calculation of the balance; Minimum payment ; interest; traps; balance transfers. | Topic 9 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 10 Borrowing I Credit cards calculation of the balance; Minimum payment ; interest; traps; balance transfers. | Topic 9”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第11周主题：Topic 11 Borrowing II After pay, predatory loans personal bank loans, predatory lending (payday loans, pay later deals); Credit Support for financial hardship; Debt consolidation; Personal bankruptcy | Topic 10 NOTE: Public holiday (King's birthday) on Monday 7 October; students enrolled in Monday cancelled tutorials are encouraged to attend another tutorial. 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 11 Borrowing II After pay, predatory loans personal bank loans, predatory lending (payday loans, pay later deals); Credit Support for financial hardship; Debt consolidation; Personal bankruptcy | Topic 10 NOTE: Public holiday (King's birthday) on Monday 7 October; students enrolled in Monday cancelled tutorials are encouraged to attend another tutorial.”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第12周主题：Topic 12 To be chosen by the class Choice of the timing of a purchase and its funding (saving or borrowing?); illustrations: budgeting for a car; budgeting for a holiday; Minimalism for early retirement.Guest speakers on budgeting and financial hardship (may need to be cancelled if there is no online facility available) Personal Financial literacy test (not marked) | Topic 11 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Topic 12 To be chosen by the class Choice of the timing of a purchase and its funding (saving or borrowing?); illustrations: budgeting for a car; budgeting for a holiday; Minimalism for early retirement.Guest speakers on budgeting and financial hardship (may need to be cancelled if there is no online facility available) Personal Financial literacy test (not marked) | Topic 11”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。

第13周主题：Revisions and preparations for exams | Topic 12 本周先完成 Lecture/Reading 的概念梳理，再用 tutorial 或题目验证理解，重点是把概念转成可解释的步骤。 学习重点：围绕“Revisions and preparations for exams | Topic 12”识别关键术语、方法边界和常见误区，输出一页结构化笔记（定义、方法、例题、易错点）。 实操建议：至少完成 2-3 个与本周主题直接相关的练习，并记录每题的假设与推导过程，避免只记结论。 交付与复盘：对照 ECON1200 的 assessment 要求检查本周产出，保留可复用模板用于后续周和考前复盘。